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    Winter-2016  


Women, Better Educated Employees More Likely To Choose CDHC Plans

Enrollees in Consumer-Driven healthcare plans were more likely to be women and have a higher education level than those enrolled in high deductible plans.

These were among the finding of a study of enrollees by the Employee Benefits Research Institute (EBRI).

Among the other findings:

  • Generally, the population of adults within high-deductible health plans (HDHPs) and traditional health plans is split 50–50 by gender. In contrast, consumer-driven health plan (CDHP) enrollees were more likely to be female in 2010 and 2011.
  • CDHP enrollees were roughly twice as likely as individuals with traditional coverage to have a college or post-graduate education. HDHP enrollees were also more likely than traditional-plan enrollees to have a college or graduate degree.
  • CDHP enrollees have consistently reported better health status than traditional-plan enrollees.
  • During the survey period, HDHP enrollees have been consistently less likely than those with traditional coverage to report that they smoke, but no recent differences were found in exercise rates, and differences were not found in obesity rates.
  • Generally, the population of adults within high-deductible health plans (HDHPs) and traditional health plans is split 50-50 by gender. In contrast, consumer-driven health plan (CDHP) enrollees were more likely to be female in 2010 and 2011.
  • CDHP enrollees were roughly twice as likely as individuals with traditional coverage to have a college or post-graduate education. HDHP enrollees were also more likely than traditional-plan enrollees to have a college or graduate degree.
  • CDHP enrollees have consistently reported better health status than traditional-plan enrollees.
  • During the survey period, HDHP enrollees have been consistently less likely than those with traditional coverage to report that they smoke, but no recent differences were found in exercise rates, and differences were not found in obesity rates.

The complete report is available for a fee at www.EBRI.org.

 


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